I would like to thank you for the fantastic service you have provided for many years
we plan. you live.
Risk Management Advice
We understand the Fine Print of insurance keeping Insurers accountable
Adequate protection provides the cornerstone to achieving your goals, we ensure it reflects where you are in life’s journey.
our 4 pillar philosophy
Lifestyle
We help create clarity and purpose around your lifestyle goals and how you are going to achieve them.
Investment
We help you to strategically invest to continue to grow your financial wealth and achieve your lifestyle goals.
Protection
Our holistic approach to risk management and financial advice is comprehensive. We know the fine print and we make sure you are protected.
Retirement
We help you prepare for the future and have freedom through choice.
we plan. you live.
Our client community has been paid more than $12 Million in successful claims
In the event you need to claim then we have an experienced team to take the stress away from you whilst you concentrate on what is important.
Types of Insurance
Income Protection Insurance
Income Protection does exactly what is says it does. It protects your income in the event of an injury or ongoing illness when you are unable to work. We help you by working to find the right policy– whether that be stepped, level, agreed value, indemnity. Helping you understand what you need so that if you are unable to work you and your family have enough money to see you through.
Life Insurance
If you are not there to provide for your family – Could the mortgage payments be managed, living costs paid and would your family still have a bright future?
Life Insurance provides a lump sum payment to your beneficiaries, ensuring they can have additional funds to pay off their mortgage, other debts or establish education funds.
Total and Permanent Disability Insurance
Total and Permanent Disablement (TPD) occurs when, through illness or accident, you are unable to return to your occupation (or any occupation). That is, the type of work you are qualified by training, education, and experience to perform.
Permanent disability can create an enormous change in lifestyle. Your expenses may increase, through medical costs and your income may cease or decrease. This type of cover can help you meet your medical costs and maintain your family’s quality of life. TPD is paid as a lump sum.
Trauma Insurance
Trauma insurance provides a lump sum payment for events such as heart attack, stroke, serious cancers or other critical illnesses . It is designed to fill the gap which neither income/disability insurance nor private health cover would extend to cover. Recovering from a serious illness is stressful and additional stress may occur such as medical costs, loss of income and rehabilitation expenses. These expenses can all adversely impact on your financial situation.
Buy / Sell Agreements
These agreements cover the situation of a business owner or partner leaving the business either through retirement, death or incapacity. Each partner will take out an insurance policy covering an agreed amount to be paid to the surviving spouse in lieu of them becoming involved in the business. This is critical for small business particularly if it is not practical to work with the spouse of the previous partner or they are unskilled in your business.
They will normally cover
1. How the ownership transfer will occur
2.The value of the business and how it will be funded
3. Who will receive the benefit
Key Person Cover
This cover is important to protect your business from the loss of individuals whose Intellectual knowledge or client base are vital to the business success.
In the event of a key person being unable to work then the business will receive funds to cover recruitment, loss of income or pay off loans that the key person guaranteed.
This allows your business to keep on trading without major disruption whilst you sort out the future plans.
the trumpet process
We create your ideal financial journey
01.Discovery
Understanding your lifestyle goals / values and current situation – The more we understand about you, your family and what you want to achieve the better we can ensure we get you the right outcome.
02.Strategy
Review existing insurance cover / structures / Income and current investments exposure to ensure you have the most competitive product that delivers the right results for now and for any events or initiative you are about to embark on.
Strategy Development
We have a comprehensive Insurance Bible that has all the current policies available in the market. We do an in-depth comparison to make sure we match you to the most appropriate insurance.
03.Implement
We understand the insurance fine print and work with underwriters to make sure you get the maximum cover without exclusions if possible.
We will do this as seamlessly and as transparently as possible, so you are kept informed at all stages of the process.
04.Ongoing Service
After your insurance is confirmed and in force then we have an ongoing service consisting of
Client Reviews – To ensure we move with your movement through life’s journey – children, jobs, mortgages, wealth creation.
Transparency – Annual statements so you can review all your current insurance policies and payments.
Market Trends – Articles to keep you informed of the latest products and Service offerings.
05.Claims Management
In the event you need to claim then we have an experienced team to take the stress away from you whilst you concentrate on what is important. Please review our Claims case studies to read our clients story and how the correct insurance policies saved them from emotional and financial hardship.
Testimonials
I have found Todd and the team at Trumpet Financial approachable and easy to deal with. They were able to explain things in my own terms. I highly recommend them and commend them on their professionalism.
Christy Hawthorn
Rainbow Chiropractic Centre
Emma & I have been very happy with the services of Trumpet Financial and have recommended them to others. We found the service to be professional and courteous and were impressed with their ability to communicate the features of the various products with clarity.
Grant and Emma Appleton
Engie
Your team at Trumpet have been fantastic getting all the super set up for myself and Adam, explaining everything as they went. I thought your customer service was both patient and efficient.
Nathalie & Adam Thompson
ANDCO Earthmoving
Having managed an income protection claim now for several years it is a mine field. Engaging Trumpet was a great choice as having them manage my claim on my behalf means experts are speaking with insurers in their language. Meanwhile I can continue my recovery. Thanks guys I totally appreciate your help and think the investment in Trumpet is worth every cent.
Jenny Della-Vedova
Foot Loose Tours
We have worked with Trumpet Financial since 2008. As finance brokers we refer several of our business owner and professional clients to Trumpet Financial. In all instances we have found Trumpet Financial to be very professional and independent with the service they provide our clients. I have also been comfortable as a business owner to have Trumpet Financial review my own cover and establish the appropriate policies on my behalf.
Grant Rheuben
Loanmarket Finance
I have recently become a client of Trumpet Financial and have found them to be thoroughly professional and a pleasure to deal with. I would highly recommend their services.
